Disability Insurance claims

Insurance Claim

1、Figure out the claim qualification of your plan

If you have a long-term disability insurance, you need to make the claim after the waiting period (usually 60-180 days) according to the policy.

2、Prepare documents required by the insurance company
▪ Disability claim form
▪ Copy of the enrollment application for insurance, or copies of pay stubs / payroll records as of the effective date of insurance.
▪ Copy of the last pay-stub / payroll record just prior to the last day of work
▪ Copy of the income reporting forms (ie.T4, T-01) for the two years prior to the last date worked.
▪ Copy of attendance records for the past six months.
▪ Copy of the job description and minimum qualification, licences/ certification and resume
▪ Initial report of injury

3. Submit your application and wait for a decision on your claim