Individual Insurance

The insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured. Life insurance can be  divided to Term insurance, Universal life insurance and Participating whole life insurance.

Provide a tax-free lump sum benefit to help you respond to the financial impacts of being diagnosed with, and surviving, any of the defined covered illnesses

The insured person could get weekly or monthly care benefits when they can’t perform activities of daily living or need constant supervision because of deteriorated mental ability.

Provide financial security by replacing a portion of your earnings if an accident or illness causes you to become unable to work or earn an income.

Medical charges can be expensive when an emergency happens during your trip. Travel insurance offer medical security for visitors coming to Canada and Canadians travelling abroad.